Instant transactions with virtual cards
Access NGN and USD options. Experience Zappy's unparalleled speed and distinction for seamless financial management.
Become Zappy
Experience seamless transactions with the Zappy App.
Easily manage instant bill payments and redeem transactions using our app. Access NGN and USD virtual cards.
Download and make zappy transaction 
Trusted users
5k+
Total Downloads
100k+
Total Transactions
234K+
Total Value Transaction
223M
Secure Transaction
Enjoy peace of mind with ironclad security. Your money remains accessible only to you.
Swift Payments
No boundaries, no time constraints. Initiate payments swiftly, whether across the street or around the globe.
Effortless Experience
From hassle-free registration to managing transactions, embrace elegance with Zappy App.
New
Instant transactions with virtual cards
Instant transactions with virtual cards
Explore Features
Make instant bills and redeeming Transactions,
Bills Payment
Securely settle bills; your money, your secret.
Bank Transfer
Transfer funds, seize moments anytime, anywhere.
Gift Cards
Flexible transactions, no compromise on security.
Airtime Swap
Confidently trade airtime stress-free, where flexibility meets convenience.
Virtual Cards
24/7 payment prowess, seize every transaction opportunity.
Zap PIN
Easy transactions, hassle-free moments.
Getting Started with
Zappy
Sign up for free
Where ever you are, you can make payments anywhere and anytime.
Fund your wallet
Where ever you are, you can make payments anywhere and anytime.
Enjoy Zappy transactions
Where ever you are, you can make payments anywhere and anytime.
Don’t wait here! 
Join Zappy people today and start enjoying Zappy transactions.