Transactions Made Seamless.

Experience the future of banking with Zappy. From instant bill payments to seamless transactions, and the flexibility of NGN and USD virtual cards, we've got all your digital banking needs covered.

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Secure Transaction

Transactions with extra security. Only you can access your money.

Swift Payment

Where ever you are, you can make payments anywhere and anytime.

Easy Process

We made everything easy from registration to transactions.


Instant transactions with virtual cards

Access NGN and USD options. Experience Zappy's unparalleled speed and distinction for seamless financial management.

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Explore Our Products

We leveraged on the latest technology to speed up transactions.

Utilities and More

Pay for electricity, cable TV, and other utilities directly from the app

Money Transfer

Facilitate quick and secure money transfers between Zappy users and to other bank accounts

Virtual Cards

Create virtual cards in both USD and NGN for secure online transactions, both locally and internationally.

Gift Cards

Purchase gift cards from over 400 stores on the Zappy app


Convert excess airtime back to cash with ease

Zap Pin

A unique feature that adds an extra layer of security to your transactions

Getting Started with Zappy

  1. Create An Account

    Download & Install our Mobile app, Open Zappy then click on Create an Account.

  2. Access all Zappy Features

    Before you can access all our Products, you need to complete the Kyc verification which takes less than 1min.

  3. Start Transacting

    From your Dashboard you can access all our products and start transacting with zero stress.

Don't wait here!

Download Zappy today and start enjoying seamless transactions.